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Debt Counselling is a professional service provided for over-indebted consumers. It is a process regulated by the new National Credit Act and provides you, the consumer, with greater protection against creditors threatening to take legal action. Your assets are safe and you can sleep soundly. 

Who must apply?
Any person that cannot pay their regular instalments on their debts. Once your account is on "legal", it will be excluded from debt review. You must also be earning an income. 


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